As some of you may remember, I wrote a while ago about comparing comparison sites.
It’s that time of year again, so no surprise that I received a stupidly large (£350) renewal quote – from Swinton, underwritten by Premier Underwriting.
So I did my normal annual scout around the comparison sites & found a much better deal (£188) – from Swinton, underwritten by Premier Underwriting!??
I then spotted that I could get £40 cashback if I bought from Swinton via Quidco – so… off I go (on another machine sitting next to this one) & clickthrough from Quidco & start entering my details – I actually kept the £188 quote from Swinton open on this machine & copied every single field of the form identically. Guess what the quote was after clicking through Quidco? £222! What? How cheeky – they upped the premium by £34 to cover the cashback – but wait – what’s that small print? £222 is after the £40 cashback! – So they actually bumped up the premium by £74 when clicking through from Quidco rather than confused.com
Not happy with this at all. To make matters worse – when I tried to actually buy the £188 quote – it was forcing me into monthly payments of £19.60 – & adding a hefty chunk of interest on at the same time. I clicked the ‘modify’ link & changed my preference from monthly to annual & it still insisted on quoting me a monthly premium – which has now risen to £24.16 – although I now see a link that says “Do you want to pay annually?” – clicking this link then presents me with an annual premium of £232.
So – as I said in the title of this blog post – is this as it seems & Swinton are guilty of Shady practices or is it a genuine error?
Here are a few screenshots (with personal information blurred).
Remember that for all of the above quotes – the exact same details have been entered – word for word.
So – What did I do? I went with the £19.60 per month option & phoned to see if I could pay them the whole year in one go & forego the interest & credit agreement. A really nice lady @ the Farnborough branch of Swinton, said she couldn’t help personally but was confident that her Manager could if I called back on Monday…
Well, not actually all time – but the past 12 years…
Here’s a list of the top 50 Best Selling books (source : Nielsen).
The quantity sold is listed along with the RRP.
I’ve linked the title & the author to the book on Amazon UK.
How many have you read?
|1||Da Vinci Code,The||Brown, Dan||4,522,025||£7.99|
|2||Harry Potter and the Philosopher's Stone||Rowling, J. K.||3,844,316||£6.99|
|3||Harry Potter and the Chamber of Secrets||Rowling, J. K.||3,184,492||£6.99|
|4||Angels and Demons||Brown, Dan||3,096,850||£7.99|
|5||Harry Potter and the Order of the Phoenix||Rowling, J. K.||3,043,226||£16.99|
|6||Harry Potter and the Half-blood Prince:Children's Edition||Rowling, J. K.||2,947,565||£16.99|
|7||Harry Potter and the Deathly Hallows||Rowling, J. K.||2,842,059||£17.99|
|8||Harry Potter and the Prisoner of Azkaban||Rowling, J. K.||2,776,314||£6.99|
|10||Harry Potter and the Goblet of Fire||Rowling, J. K.||2,057,397||£8.99|
|11||Deception Point||Brown, Dan||2,018,264||£7.99|
|12||New Moon||Meyer, Stephenie||1,975,659||£7.99|
|13||Lovely Bones,The||Sebold, Alice||1,942,042||£7.99|
|14||Digital Fortress||Brown, Dan||1,911,943||£7.99|
|15||Curious Incident of the Dog in the Night-time,The||Haddon, Mark||1,868,969||£7.99|
|17||Girl with the Dragon Tattoo,The:Millennium Trilogy||Larsson, Stieg||1,697,425||£7.99|
|18||Kite Runner,The||Hosseini, Khaled||1,551,953||£7.99|
|19||Time Traveler's Wife,The||Niffenegger, Audrey||1,496,081||£7.99|
|20||World According to Clarkson,The||Clarkson, Jeremy||1,447,188||£7.99|
|22||Lost Symbol,The||Brown, Dan||1,370,347||£18.99|
|23||Short History of Nearly Everything,A||Bryson, Bill||1,334,635||£9.99|
|24||Breaking Dawn||Meyer, Stephenie||1,315,685||£14.99|
|25||Harry Potter and the Goblet of Fire||Rowling, J. K.||1,297,411||£17.99|
|26||Harry Potter and the Deathly Hallows||Rowling, J. K.||1,283,638||£17.99|
|27||Girl Who Played With Fire,The:Millennium Trilogy||Larsson, Stieg||1,265,474||£7.99|
|28||Child Called It,A||Pelzer, Dave||1,116,042||£6.99|
|29||No.1 Ladies' Detective Agency,The:No.1 Ladies' Detective Agency S.||McCall Smith, Alexander||1,106,219||£7.99|
|30||You are What You Eat:The Plan That Will Change Your Life||McKeith, Gillian||1,103,619||£14.99|
|31||Man and Boy||Parsons, Tony||1,100,447||£7.99|
|35||Life of Pi||Martel, Yann||1,050,090||£7.99|
|36||Dr. Atkins' New Diet Revolution:The No-hunger, Luxurious Weight Loss P||Atkins, Robert C.||1,046,531||£8.99|
|37||Tales of Beedle the Bard,The||Rowling, J. K.||1,039,823||£6.99|
|38||Captain Corelli's Mandolin||De Bernieres, Louis||1,025,664||£7.99|
|39||Delia's How to Cook:(Bk.1)||Smith, Delia||1,014,854||£20.00|
|41||Eats, Shoots and Leaves:The Zero Tolerance Approach to Punctuation||Truss, Lynne||995,455||£9.99|
|42||Northern Lights:His Dark Materials||Pullman, Philip||976,435||£6.99|
|43||Interpretation of Murder,The||Rubenfeld, Jed||950,686||£7.99|
|44||Girl Who Kicked the Hornets' Nest,The:Millennium Trilogy||Larsson, Stieg||942,103||£7.99|
|45||Bridget Jones: The Edge of Reason||Fielding, Helen||923,429||£7.99|
|46||Short History of Tractors in Ukrainian,A||Lewycka, Marina||904,498||£7.99|
|47||Alchemist,The:A Fable About Following Your Dream||Coelho, Paulo||903,395||£7.99|
|48||Notes from a Small Island||Bryson, Bill||898,388||£8.99|
|49||Boy in the Striped Pyjamas,The||Boyne, John||885,450||£6.99|
|50||Stupid White Men:...and Other Sorry Excuses for the State of the Natio||Moore, Michael||877,777||£7.99|
I spotted this chart today – makes me wonder why anyone ever bothered with Windows XP… looks like all it was capable of was being compatible with programs designed for it.
Or maybe Microsoft are just trying to persuade people to switch (note that I didn’t say ‘upgrade) to Windows 7.
Just watching the semi final of the snooker & spotted this on one of the players waistcoats – ” Ron Skinner & Sons .co.uk ”
Now call me a bluff old traditionalist if you will – but this is an invalid URI : http://www.ronskinner&sons.co.uk.
Now – it’s obvious to me that they meant to use ” and ” instead of ” & ” – but you’d think that if it’s going to be on national TV then they’d get it right?
I mentioned a while ago that we’d been to Dannett Farm. We had a great time & I was intending to write a blog post about it – but never got around to it.
What I did do though – was build them a website!
Here’s the link :-